Cards are counted at their face value. Kings, Queens and Jacks
count as 10. Aces count as 1 or 11 at your option. Winning hands
are paid at even money. If the first two cards you are dealt total
21 (any 10 value card and an Ace), you have Blackjack. Blackjack
pays one and a half times your bet. You cannot lose, but you could
tie if the dealer also has Blackjack. If you are dealt any combination
other than Blackjack, you can either “stand” (take no
more cards) or signal for a “hit” (draw additional cards).
After all the Players have acted on their hands (either by hitting
or standing), the dealer will expose his “hole card”
(down card) and take additional cards or stand according to the
house rules. If the dealer busts (exceeds 21), all of the players
still in the game win. If the dealer does not bust and your card
count is closer to 21 than the dealer’s hand, you win! If
it is less, you lose. If you tie the dealer, it is called a “push”
and you neither win nor lose and the dealer will leave you original
wager in the betting circle.
Player’s Hint: Remember, the objective of the
game is to get a better hand than the dealer without going over
21. Before making your decision to hit or stand, pay close attention
to the dealer’s up card.
If you are dealt two cards with equal value, you have the option
of “splitting” them into two separate hands. A “spit”
is simply two hands played separately. You must match your original
bet if you split. You may “re-spit” a pair up to three
times (making up to four separate hands). You can take as many hits
as you like on each hand. However, if you split a pair of Aces,
you will receive only one card on each of the hands, but if one
of the hit cards is another Ace, you may re-split. A 21 on split
Aces is not considered a blackjack and pays even money if you win
Player’s Hint: Many players consider splitting
pairs a good bet when the dealer has a poor up card showing.
Players also have the option of increasing their wager by “doubling
down”. After receiving your first two cards, you may “double
down” by increasing your wager up to the amount of your original
bet and receive only one additional card. You may double down on
any two cards. You may also double down after splitting a pair.
Player’s Hint: This is a very popular play when
you have 10 or 11 and the dealer has a poor up card.
If the dealer’s up card is an Ace, you have the option of
making an “insurance” wager. You may wager any amount
up to half your original bet that the dealer’s down card has
a value of 10. That is, you are wagering that the dealer has a blackjack.
If the dealer’s hole card has a value of 10, you will be paid
2-to-1 on your insurance wager. If the card has a value other than
10, the dealer takes your insurance wager.
After receiving your first two cards, if you feel that you probably
cannot beat the dealer’s hand, you are allowed to “surrender”
by giving up half of your bet before the dealer acts on his hand.
Simply announce verbally to the dealer that you wish to surrender
when it is your turn to act on your hand.